Compare stay Updated with latest rates from lenders in . Mortgage rates improved today but it was largely a byproduct of yesterday’s market movement that didn’t make it onto lenders’ rate sheets at the time. Mortgage News Daily provides the most extensive and accurate coverage of the mortgage interest rate markets.
Access Live MBS Prices with MBS Live! Take a 14-Day Risk Free Trial. Undoubtedly, yesterday’s bond trading sent a clear message that a technical ceiling near 2. Color all of us shocked, then, that today saw yields promptly rise right back up to that ceiling! If you are an MBS Live member, today’s recap has already been written in this update and in The Huddle . A group of financial experts is scheduled to meet at on Thursday to make funeral arrangements for Libor . The share of closed loans for home purchases ticked up another point in June, to 71 percent.
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After holding the same sideways range since June 27th, 10yr Treasury yields finally knocked on the 2. Mortgage rates were flat again today, further prolonging a trend that’s been in place for weeks. It is the largest generation in U. Millennials may also set a record as the one whose behaviors have been most heavily researched. Your loan officer should be given the opportunity to succeed elsewhere.
Refinancing made a tiny bit of a comeback during the week ended July 13. Mortgage rates were generally unchanged today, prolonging an exceptionally flat trend. Fed Chair Powell begins 2 days of semi annual congressional testimony today with the Senate Banking Committee at 10am. Builders Heeding Advice to Go West. Founded in 2004, Mortgage News Daily has established itself as a leader in housing news, analysis and data. Our innovative social media platform combines industry leading content and data with an active community of industry professionals, to accomplish our primary goal – keeping our readers informed.
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Can I see my Rewards and SPG information in one place online or via my app? Until August, your Rewards and SPG account balances, Elite Night Credits and reservations will remain separate as they are today. Can I book Marriott, The Ritz-Carlton and SPG hotels on the same website or in the same app? How will I earn points as an SPG member?
What happens to my existing Starpoints? How will I earn points as a Rewards member? What happens to my existing Rewards points? What is happening with airline partners and will I still be able to transfer points to frequent-flyer miles? Crossover Rewards will continue through July 15, 2018, with all current benefits being honored through that date.
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Have all the changes been announced, or will there be more? All substantial changes to the program were announced in April and will go into effect in August. What will my Elite status be in August? In August, we will introduce new Elite tiers providing members with the best benefits from the combined programs. Corporate Preferred members and Preferred Guest Plus members receive Silver Elite status.
Gold Preferred members receive Gold Elite status. Platinum Preferred members receive Platinum Elite status. Platinum Preferred members with 50 nights receive Platinum Elite status. Platinum Preferred members with 75 nights receive Platinum Premier Elite status. Platinum Preferred members with 100 nights receive Platinum Premier Elite status with ambassador.
Existing SPG Preferred members with 10-24 nights receive Silver Elite status. Gold Elite members receive Platinum Elite status. Platinum Elite members receive Platinum Premier Elite status. How will my stays with Rewards and SPG be counted toward my Elite status starting in August? In August, we’ll notify you when you can combine your accounts. As an Elite member of the Rewards or SPG program today, how will my room-upgrade benefit be affected? Is complimentary breakfast available for Platinum Elite members?
After 50 nights across the portfolio, members will achieve Platinum Elite status. Suite Night Awards will be available for Platinum Elite Members who stay 50 nights and Platinum Premier Elite Members who stay 75 nights as an option within their Annual Choice Benefit. With Your24, you’ll have the flexibility of choosing your check-in. For example, check in at 9 p. What is happening to Lifetime status? In August, we’ll have three Lifetime Elite tiers, each with its own nights and Elite tenure thresholds. Once you achieve a Lifetime Elite tier, you’ll never go below it, and your points will never expire.
Lifetime Platinum members receive Lifetime Platinum Elite status. Lifetime Silver Elite members receive Lifetime Silver Elite status. Lifetime Gold Elite members receive Lifetime Platinum Elite status. Lifetime Platinum Elite members are grandfathered into Lifetime Platinum Premier Elite status. How are years at tenure calculated for Legacy MR and RCR members? Come August, how will my existing credit card benefits change? Some credit cards will have new, enhanced benefits that take effect between August and early 2019.
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I have a Free Night Certificate from a Marriott Rewards or Ritz-Carlton Rewards credit card. Free Night Certificates can also be applied to Marriott Rewards and SPG hotels. Can I still sign up for a Marriott Rewards, Ritz-Carlton Rewards or SPG credit card? Marriott Rewards, Ritz-Carlton Rewards and SPG will continue to offer credit cards. Will you be introducing any new credit cards in 2018? Yes, we will be introducing exciting new credit cards later this year.
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SPG will be launching a new U. Marriott Rewards will be releasing a new U. Can I still link my Rewards and SPG accounts to get status match and transfer points, and is there a deadline to do so? Does linking my accounts combine them into one account with one points balance and one Elite Night Credit balance? I already linked my SPG and Rewards accounts. What will happen to my matched Elite status in August?
Are there changes to SPG Pro and Rewarding Events? Members of both programs will be able to earn points for meetings and events through the new Rewarding Events structure. SPG Pro will end in August. What will happen to my SPG Pro account in August? I book meetings and groups with Rewards and SPG. Marriott Rewards: Call Member Support in the U. Member Support number from our worldwide list.
The Ritz-Carlton Rewards: Call Member Support in the U. SPG: Call Member Support in the U. The American Cancer Society lowered our colorectal cancer screening recommended starting age to 45 for people of average risk. The guideline was changed, based in part, on new data showing rates of colorectal cancer are increasing in younger populations. The update was made to save more lives by finding colorectal cancer early, or preventing it from even happening. A study led by American Cancer Society researchers finds that new cases of colon cancer and rectal cancer are occurring at an increasing rate among young and middle-aged adults in the US. The study was published February 28 in the Journal of the National Cancer Institute.
Overall, when all ages are combined, the rate at which new colon and rectal cancer cases are diagnosed has been dropping in the US since the mid-1980s. But the drop has been driven by older adults. During this same time, incidence rates have been increasing for adults under age 50, the age at which people at average risk are recommended to begin screening. A closer look The American Cancer Society researchers took a closer look at this trend by studying incidence rates by 5-year age groups and by year of birth.
They looked at the records of almost 500,000 people 20 years and older who were diagnosed with colon or rectal cancer from 1974 through 2013. In adults 40 to 54, rates increased by 0. 1974 to 2013 in adults ages 20 to 29 and from 1980 to 2013 in adults ages 30 to 39. Rebecca Siegel, MPH, Strategic Director of Surveillance Information Services in the Intramural Research Department at the American Cancer Society says the increase in colon and rectal cancer among young age groups is concerning because it affects people during their most productive years. Our finding that colorectal cancer risk for millennials has escalated back to the level of those born in the late 1800s is very sobering. Educational campaigns are needed to alert clinicians and the general public about this increase to help reduce delays in diagnosis, which are so prevalent in young people, but also to encourage healthier eating and more active lifestyles to try to reverse this trend. The study also found a narrowing of the gap in colorectal cancer rates between those in their early 50s vs.
Both colon and rectal cancer incidence rates in adults ages 50 to 54 were half those in adults ages 55 to 59 in the early 1990s, but in 2012 to 2013, they were just 12. Signs and symptoms Siegel says an important message to learn from the study is that young people can and do get colon and rectal cancer, so they should pay attention to signs and symptoms, and so should their doctors. Siegel says health care providers should educate young patients about healthy lifestyle behaviors, and patients should be aware of colorectal cancer signs and symptoms and report any changes. Screening guidelines Because of growing evidence that colorectal cancer is increasing in people younger than age 55, the study authors propose that screening be considered before age 50. Currently, the American Cancer Society recommends testing starting at age 50 for most people, with screening starting at a younger age for those with a family history of colon or rectal cancer.
This new data will be examined by our independent guidelines development group to review whether a change in our screening recommendations is warranted, particularly since screening can prevent colorectal cancer, averting substantial morbidity and mortality during the most productive years of life. Guidelines from the ACS and others are designed to catch as many cancers as possible while minimizing the adverse effects associated with screening those with low rates of disease. No organization’s guideline is designed to catch every cancer. This often becomes an issue in younger populations, where cancers are more rare, and naturally of great concern. Every screening recommendation involves weighing the potential benefits against the harms associated with procedures that come as a result of screening.
We need to be sure we’re doing more good than harm. We continue to track this issue in an effort to make sure our screening recommendations reflect the latest evidence. Risk factors Brawley says the risk of colorectal cancer is increasing for every generation born since the 1950s, likely due to the complex relationship between colorectal cancer and obesity, an unhealthy diet, and lack of physical activity. The American Cancer Society recommends no more than 2 drinks a day for men and 1 drink a day for women.
If you need help or information, please call us at 1-800-227-2345 or use live chat for the quickest response. Our team is made up of doctors and master’s-prepared nurses with deep knowledge of cancer care as well as journalists, editors, and translators with extensive experience in medical writing. Published February 28, 2017 in Journal of the National Cancer Institute. Siegel, MPH, American Cancer Society, Atlanta. American Cancer Society news stories are copyrighted material and are not intended to be used as press releases.
For reprint requests, please see our Content Usage Policy. Colon Cancer Survivor Finds His Passion With Road To Recovery Colon cancer survivor Robert Fry says becoming a volunteer with the American Cancer Society’s Road To Recovery program has changed his life forever. Vitamin D Levels Linked to Lower Colorectal Cancer Risk A study by an international group of researchers from organizations including the American Cancer Society finds that higher levels of vitamin D in the blood is associated with a lower risk for getting colorectal cancer. Signs and Symptoms of Colorectal Cancer Ideally, people are tested for colon cancer before they ever experience symptoms. Symptoms usually only appear after the cancer has grown or spread. Imagine a world free from cancer. Available Every Minute of Every Day.
Energy bills: Could you cut save by switching? The best mortgage rates and should you fix? Is this a sign high street banks are finally interest in savers cash? Savings rates get a boost as challengers launch FOUR new table-topping deals – but would you fix for just three months? Top bonds at new banks: Atom Bank launches a six-month fixed rate deal at 1.
Top bonds at new banks: Atom launches fixed rate deal at 1. AER interest on its two-year fixed rate Isa account. Interest can be paid monthly or yearly. AER on its easy access Isa account.
The bank offers a monthly interest option paying 1. Isa fixed for one year paying 1. 500 deposit and it allows transfers in. The provider offers flexible accounts that allow withdrawals without affecting your annual tax-free allowance. Could UK savers soon get table-topping rates from Goldman Sachs? I set to slash more deals? I set to slash more savings deals?
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Virgin Money launches one-year fixed savings account offering air miles instead of cash interest – is it any good? The rate includes a 12-month bonus, after that interest drops to 0. It is a Portfolio Isa which means savers can open more than one Isa under the same tax-free wrapper to divide cash between easy-access and fixed rates. AER interest on its fixed-rate bond lasting one year. The bank is Sharia compliant and therefore quotes expected profit rather than guaranteed interest. AER variable interest on its easy access deal – the best rate on the market without a temporary rate bonus.
Lloyds Bank and Bank of Scotland slash current account interest for Club Lloyds and Vantage customers – so should you switch? Lloyds Bank slashes interest on current accounts – should you switch? 10,000, where can savers get the best return? I has slashed savings limits – where can you get better rates? Beekeeper John Edwards was killed off by TSB with cards, account and pensions axed: The sting in the tail? Gatehouse Bank lands latest blow in the best buy savings battle with table-topping fixed rates of up to 2.
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7 per month for having two direct debits from your account. 50 to stay for a year. Account holders also get a fee-free overdraft for 6 months. 5 a month top up for the year.
100 fee-free overdraft and no miniumum deposit criteria. Savings compensation – who owns my bank? Savings rates have a crucial impact on everyone’s finances and the economy. And what are currently the best accounts to go for? We round up expert views on what next for savings rates, the latest news and analysis and how to make the most of your nest egg. Savings in 2014: Will rates rise?
I cuts rate on easy-access Isa to 0. How would you like your currency? You can select to receive cash, or load foreign currency onto a Cash Passport prepaid card. Today’s exchange rates We monitor market rates every day, to bring you great value on your travel money. Whether you’re looking to convert your pounds to dollars, euros or any other currency, simply choose the currency you need below to see our rates of the day. Read our great reviews on Trustpilot!
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Hassle free and delivered on time to home! Always a competitive rate and delivery as promised. Travelex Wire is our brand new money transfer service from Travelex directly, offering a low-cost way of sending money internationally. Exchange rates are influenced by banks and trading institutions and the volume of currency they are buying and selling at any given time. One currency can be purchased by another currency through banking institutions or on the open market. The volumes of currencies traded are increased and decreased depending on the attractiveness of any particular currency, which depends on a multitude of factors such as political stability, economic strength, government debt and fiscal policy among others. Government central banks also have the ability to set a currency at a constant price through a method called pegging, which essentially tethers the value of one currency to another.